Paraclete Life Planning LLC Privacy Policy

1. Introduction

PARACLETE LIFE PLANNING (“we,” “us,” or “our”) is committed to protecting the confidentiality and security of your nonpublic personal information (“NPI”). This Privacy Policy explains how we collect, use, disclose, and safeguard your NPI in compliance with federal and Florida privacy laws, including the Gramm-Leach-Bliley Act (GLBA) and the Federal Trade Commission’s Safeguard Rule.

2. Information We Collect

WE collect the following categories of NPI:

Personal Identifiers: Name, date of birth, address, email, phone number.

Financial Information: Account balances, income sources, investment objectives, tax returns.

Transaction History: Portfolio activity, advisory agreements, account statements.

Technical Data: IP address, device information (if you use our website or client portal).

Information potentially collected by Platforms we use (provided by you, not through us).

Social Security Number

Account numbers

3. How We Use Your Information

We use your NPI to:

Provide financial advisory services and manage your account.

Communicate with you about account updates, market insights, or regulatory changes.

Comply with legal obligations (e.g., anti-money laundering laws).

Improve our services and website functionality.

4. How We Share Your Information

We do not sell your NPI. We may disclose it to:

Service Providers: Custodians, broker-dealers, tax preparers, or IT vendors (only as necessary to service your account).

Affiliates: Entities under common ownership (if applicable).

Legal Requirements: To comply with court orders, regulatory audits, or law enforcement requests.

With Your Consent: For purposes you explicitly authorize in writing.

5. Safeguarding Your Information

We maintain administrative, technical, and physical safeguards to protect your NPI, including:

Encryption: Data transmitted electronically is encrypted.

Access Controls: NPI is accessible only to authorized personnel.

Employee Training: Staff are trained annually on privacy and cybersecurity protocols.

Incident Response Plan: Procedures to detect, respond to, and report data breaches.

6. Your Rights

Access: You may request a copy of the NPI we hold about you.

Correction: You may correct inaccurate or incomplete NPI.

Opt-Outs & Exceptions: You maintain the right to opt out of services offered that require or request data deemed sensitive that you choose not to provide. This is requested to be communicated prior to signing agreements with Us to adjust or tailor our services provided. Service providers needing information for account management and documentation is customary.

Exceptions: You cannot opt out of disclosures required by law (e.g., subpoenas).

7. Changes to This Policy

We will notify you of material changes to this policy at least annually. The latest version will always be available on our website: Paracletelife.com

8. Contact Us

For questions, requests, or to report a privacy concern:
Paraclete Life Planning LLC
Address: 7710 Pontiac Dr. Pensacola, FL. 32506
Phone: 850-549-9911
Email: johnny@paracletelife.com